Canada Pension Plan (CPP) Benefits

The Canada Pension Plan (CPP) is a national contributory plan administered by Social Development Canada.  To be eligible for benefits, a person must have paid into the plan.

Death Benefit

The death benefit is equal to six months worth of the deceased's retirement pension, up to a maximum of $2,500.

Survivor's Pension

The survivor's pension is a monthly payment made to the surviving spouse or common-law partner of someone who paid into the plan.  There are limits, and as such not all survivng spouse's or common-law partners are automatically entitled to the benefit.

Children's Benefits

The CPP children's benefit is a monthly flat-rate benefit paid to, or on behalf of, the natural or adopted child of the deceased contributor or a child in the care and custody of the deceased contributor at the time of death.  The child must be either under 18, or between the ages of 18 and 25 and in full-time attendance at a recognized educational institution.

For answers to some frequently asked questions, or for more information on the benefits, you can go to:

http://www.hrsdc.gc.ca/eng/isp/cpp/survivor.shtml

For a list of the current CPP payment rates, click the link below

http://www.hrsdc.gc.ca/eng/isp/pub/factsheets/rates.shtml

Your funeral director can assist you with filling out the necessary forms to help you apply for benefits under the Canada Pension Plan.

If you have any questions regarding your eligibility for benefits, you are encouraged to call Social Development Canada at 1-800-277-9915.